Terms Of Service - Last Updated April 24, 2025

These Terms of Service (the "Terms") govern your use of products, services, and resources provided by MarketInOut Limited. ("MarketInOut", "we", "our", and "us"), including our Site at https://marketmoni.com/ (the "Site"), Content (as defined below), and any updates and changes to the foregoing (collectively, the "Services").

By using the Services or by clicking the option to accept or agree to the Terms provided through our account creation process or as a banner to Site visitors, you accept and agree to be bound and abide by these Terms and our Privacy Policy, found at https://marketmoni.com/privacy.php, incorporated herein by reference. If you do not agree to these Terms or our Privacy Policy, you may not access or use the Services.

IMPORTANT DISPUTE RESOLUTION TERMS: THESE TERMS REQUIRE RESOLUTION OF ANY DISPUTE BETWEEN YOU AND MarketInOut ON AN INDIVIDUAL BASIS AND INCLUDE A CLASS ACTION WAIVER. PLEASE SEE SECTION 10 BELOW FOR MORE INFORMATION.

Modifications of the Terms or the Services. We reserve the right to change, modify, update, or discontinue the Services (in whole or in part) or to modify these Terms without notice, and you agree that we will not be liable to you for any such change, modification, or discontinuation. Modifications we make are effective on the date indicated, or if no date is indicated, immediately upon posting. We may notify you of such changes, modifications, or discontinuations using push notifications within the Services or e-mail. Notwithstanding the foregoing, you are responsible for reading these Terms whenever you access the Services. By continuing to use the Services after the Terms have been amended, you agree to abide by such amendments. If you download and use the App, you also agree that you are solely responsible for downloading and promptly installing all available updates for the App.

Use of the Services

License to the Services. Subject to the limitations below, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for your internal, non-commercial, personal use, and educational or informational purposes. To avoid doubt, you are expressly prohibited from accessing or using any of the Services to provide services related to investment, brokerage, financial analysis, financial advice, banking, or any other professional services relating to the analysis of economic or market data.

Use Restrictions

Prohibitions. You are prohibited from: (1) reverse engineering, disassembling, decompiling, decoding, or adapting the Services; (2) compiling, downloading, reproducing, duplicating, copying, selling, trading, reselling, or exploiting for any professional or commercial purposes, any portion of the Services, or otherwise making the Services or the Content available to third parties without our permission (including by mirroring or framing the Site, Content, or Services); (3) interfering with or disrupting the integrity or performance of the Services, such as by uploading harmful code, by using any robot, spider, or other programmatic or similar automatic device to obtain information from the Services, or by violating procedures, policies or regulations of networks connected to the Services; (4) using the Services in any manner or for any purpose that infringes, misappropriates, or otherwise violates any third party's intellectual property or other rights, or that violates any applicable law; (5) posting any User Content (defined below) that is unlawful, harmful to minors, abusive, gratuitously violent, obscene, pornographic, invasive of privacy, racially, ethnically, or otherwise offensive, hateful, or abusive, encourages conduct that would be considered a criminal offense, or otherwise gives rise to civil liability, violates any law, or is otherwise inappropriate; (6) impersonating another party or entity, making a fraudulent offer to sell goods, misrepresenting your affiliation with a person or entity, or deceiving other parties in any way; or (7) otherwise accessing or using the Services in an unauthorized manner.

Content. The Services provide access to charts, illustrations, price information, reports, reviews, newsletters, and other materials ("Content") owned or controlled by us or our third-party providers. Except for your User Content (defined below), we retain all rights to our Services and Content. We do not allow our live charts to be embedded on other sites. Still, you may copy, screenshot, and use our charts in electronic media or physical print, so long as you comply with these Terms, including but not limited to our Electronic Media Reprint Policy. In addition to the other obligations, you agree to do the following:

Always acknowledge our status (and that of any identified contributors, if applicable) as the authors of Content. Any copyright, trademark, and other proprietary rights notices must appear and remain intact on all copies. When reprinting or copying charts or other Content physically or electronically, our permission notice must appear near the reproduced Content. If you reprint our charts, you must place "Chart courtesy of MarketMoni.com" directly below the reprinted chart. If you produce other Content, you must put "Used with permission from MarketInOut Limited" below the reproduced Content. Trademarks and service marks of the Services, including "MarketMoni.com", may not be copied, reproduced, or otherwise used except as required herein.

You may not copy or repost any ChartSchool articles from our Site in their entirety; however, you may repost and use excerpts comprising up to 30% of such articles for the purposes and on the terms stated in these Terms.

You must not modify paper or digital copies of any Content that you have printed off or downloaded from the Services in any way, except as permitted herein, and you must not use any illustrations, photographs, video or audio sequences, or any graphics obtained from the Services separately from any accompanying text.

Ownership. We own the Site, Content, and other Services, their respective licensors, or other providers of such materials. United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws protect them. We reserve all rights and licenses to the Services not expressly granted to you in these Terms.

User Content. The Services provide features that allow you to submit posts, graphics, and other data and information (collectively, "User Content"). "User Content" does not include your Account Information, which is addressed in the preceding section. By submitting User Content to the Services, you grant us a non-exclusive, worldwide, sublicensable, royalty-free license to use your User Content without the requirement of any permission from or payment to you or to any other party in any manner relating to the Services (including rights to use, store, display, publish, reproduce, distribute, and modify your User Content for purposes relating to the Services). Except as specified herein, you retain all rights to your User Content. You are solely responsible for the User Content you submit and assume all risks and liability. Apart from your User Content, you may not copy, imitate, or otherwise use any User Content without prior written permission of such User Content's owner. Notwithstanding the foregoing, we reserve the right to reject, remove, or change any User Content and to restrict, suspend, or terminate your access to all or any part of the Services based on your submission of User Content without prior notice to you.

Feedback. Any comments, suggestions, or ideas about the Services you choose to provide (collectively, "Feedback") will be treated as non-proprietary and non-confidential. Notwithstanding the preceding section, you agree that we have the right to use any Feedback that you submit in any manner as we see fit (including for commercial, publicity, trade, promotional, or advertising purposes) and in all media now known or hereafter devised, without notice, restriction, or compensation to you.

Third Party Resources and Content. We may link to third-party Sites, services, or resources or otherwise make available third-party products, data, and other materials as well as other users' User Content (collectively, "Third-Party Resources"). We may block or restrict access to any Third-Party Resources at any time. We do not investigate, monitor, or check Third-Party Resources for accuracy, appropriateness, or completeness. Your installation and other use of Third-Party Resources may transmit your data and User Content outside our systems or otherwise result in third-party access to or use of your data and User Content. By using such functionalities, you are directing us to access, route, and transmit to you the selected third-party resources on the terms stated herein. Our inclusion of, linking to, or permitting your use or installation of any Third-Party Resources does not imply our approval or endorsement. You acknowledge and agree that we are not liable for any loss or damage you may incur based on the availability of, or your reliance on, any Third-Party Resources. YOUR USE OF THIRD-PARTY RESOURCES IS AT YOUR OWN RISK. IT IS SUBJECT TO ANY ADDITIONAL TERMS, CONDITIONS, AND POLICIES IMPOSED BY THE APPLICABLE OWNERS OF SUCH THIRD-PARTY RESOURCES.

Membership Fees

One-Time Membership Fee. Access to our Services is available through a one-time membership payment ("Membership"). Membership tiers and pricing details are listed on our Sign-up Page. Payment is due in full at the time of purchase and grants access to the selected tier for the duration specified at the time of purchase (6 months, 1 year, or 2-year access). By providing your payment method and confirming your Membership purchase, you authorize us to charge your payment method for the total membership fee, including any applicable taxes. No automatic renewals or recurring charges will occur. If you wish to continue using the Services after your access period expires, you will need to purchase a new Membership manually.

Discounts. We may occasionally offer discounted membership pricing to users who select specific access durations or take advantage of promotional offers. These discounts are provided at our sole discretion and may not be available at all times or to all users.

Termination

Termination by Us. We can terminate or suspend your Membership at any time and for any reason. Upon termination of your Membership, all rights, licenses, and authorizations granted herein will immediately terminate. We also reserve the right to take steps to ensure the security of the Services and your Account as we deem advisable, which includes the right to restrict or suspend your Account or your access to the Services at any time and for any reason. If you print off, copy, download, or transmit any part of our Site in breach of these Terms, your right to use our Site will cease immediately, and you must, at our option, return or destroy any copies of the Content you have made.

You may cancel your Membership at any time by contacting us at support@marketmoni.com. Canceling a Membership will stop future access to services after the end of your current access period, but does not automatically trigger a refund.

Refund Policy

You may be eligible for a partial refund if: You submit a cancellation request within the first fourteen (14) days of your purchase, and you have unused full months remaining on your membership. To request a refund for an eligible six-month, 1-Year or 2-Year membership, please contact our Support Team at support@marketmoni.com.

Privacy and Security. By accessing our Services, you consent to collecting and using your personal information as described in our Privacy Policy. We use reasonable security measures that are designed to protect user data from loss, disclosure, misuse, and destruction. Please be aware, however, that no data security measures can guarantee that the Services are free of threats or other vulnerabilities. We will not be liable in any manner in the event of data loss, data corruption, or data destruction. You use the Services and transmit information to us at your own risk.

Your Representations and Warranties. You represent and warrant that (i) you have all rights, permissions, and consents necessary to (a) submit all of your Account Information and User Content to the Services and (b) grant us the limited rights to process your Account Information and User Content as set forth herein, (ii) your use of the Services complies with these Terms and with all applicable laws, including laws governing third-party proprietary rights, and (iii) you will not use the Services, in whole or in part (including any Content or Account Information or User Content belonging to other users), for commercial or professional purposes.

Disclaimer of Representations and Warranties

Reliance on Content and Investment Decisions. The Content presented on or through the Services is made available solely for general informational purposes. Content that we make available may be outdated, and we are under no obligation to update such Content. We do not warrant the Content's accuracy, completeness, or usefulness. The Services should never be relied upon as the basis for making investment decisions. Investing is inherently risky, and we and our third-party providers, affiliates, agents, and licensors are not liable for any investment decisions you make or any other reliance on the Content or the Services. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other users or visitors to the Services or by anyone who may be informed of its contents.

Disclaimers. WE PROVIDE OUR SERVICES, INCLUDING ALL CONTENT, TO YOU ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, MarketInOut DISCLAIMS ALL WARRANTIES, WHETHER IMPLIED, STATUTORY, OR OTHERWISE, CONCERNING THE SERVICES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AS WELL AS WARRANTIES THAT ARISE OUT OF COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE, OR TRADE PRACTICE. WE PROVIDE NO WARRANTIES AND MAKE NO REPRESENTATIONS THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, OPERATE IN A MANNER THAT IS TIMELY, CONTINUOUS, OR WITHOUT INTERRUPTION, BE COMPATIBLE WITH YOUR SYSTEMS OR DEVICES, BE FREE OF INFECTION OR VIRUSES, WORMS, TROJAN HORSES, OR OTHER HARMFUL CODE THAT MANIFESTS CONTAMINATING OR DESTRUCTIVE PROPERTIES, WORK WITH ANY OTHER SOFTWARE, APPLICATIONS, SYSTEMS, OR SERVICES, OPERATE WITHOUT INTERRUPTION, MEET ANY PERFORMANCE OR RELIABILITY STANDARDS, BE ERROR-FREE. ADDITIONALLY, WE DO NOT REPRESENT OR WARRANT THAT ERRORS OR DEFECTS IN THE SERVICES CAN OR WILL BE CORRECTED OR THAT INFORMATION PROVIDED VIA THE SERVICES WILL BE EFFECTIVE, ACCURATE, OR RELIABLE. TO THE EXTENT REQUIRED BY APPLICABLE LAW, ANY IMPLIED WARRANTIES THAT CANNOT BE EXCLUDED ARE LIMITED TO NINETY (90) DAYS OR SUCH LONGER PERIOD AS APPLICABLE LAW REQUIRES. WE DO NOT GUARANTEE OR WARRANT ANY SPECIFIC OUTCOME FROM OUR SERVICES, INCLUDING WITHOUT LIMITATION, THAT YOUR USE OF OUR SERVICES WILL ENABLE YOU TO BE ACCREDITED, CREDENTIALED, OR LICENSED BY ANY ENTITY OR LICENSING BODY, AND WE ACCEPT NO RESPONSIBILITY FOR THE ACTIONS OF ANY THIRD PARTIES. IN NO EVENT WILL WE BE LIABLE TO YOU FOR ANY THIRD PARTIES ' ACTIONS WITH REGARD TO THE SERVICES WE PROVIDE.

Limitation of Liability. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL MarketInOut OR OUR EMPLOYEES, OFFICERS, REPRESENTATIVES, SERVICE PROVIDERS, SUPPLIERS, LICENSORS, OR AGENTS ("MarketInOut PARTIES") BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, PUNITIVE, EXEMPLARY, INCIDENTAL, OR SPECIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, PERSONAL INJURY, PROPERTY DAMAGE, LOST PROFITS, COST OF SUBSTITUTE GOODS OR SERVICES, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, COMPUTER FAILURE OR MALFUNCTION, WHETHER IN AN ACTION IN CONTRACT, TORT, OR OTHERWISE, ARISING OUT OF OR RELATED TO THESE TERMS AND THE SERVICES. THE MarketInOut PARTIES' AGGREGATE LIABILITY FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS AND THE SERVICES WILL NOT EXCEED THE GREATER OF $100.00 OR THE AMOUNT YOU HAVE PAID US IN THE PRECEDING 12 MONTHS. You acknowledge that this limitation of liability is an essential term between you and us concerning our provision of the Services to you, and we would be unable to provide the Services to you without this limitation.

Indemnification. You agree to indemnify, hold harmless, and, at our option, defend the MarketInOut Parties from and against all damages, claims, demands, liabilities, losses, costs, and expenses, including reasonable attorneys' fees, in connection with or arising out of your violation of these Terms, your use of any Services, any User Content created or otherwise provided by you, or your violation of any law or the rights of any third party. We reserve the right to assume the defense and control of any matter subject to your indemnification, and you may not settle any matter subject to indemnification without our written consent. These obligations will survive any termination of these Terms.

CLASS ACTION WAIVER. YOU AND MarketInOut EACH AGREE THAT BY ENTERING INTO THESE TERMS, EACH PARTY WAIVES ITS RIGHT TO PARTICIPATE IN A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR OTHER REPRESENTATIVE ACTION AGAINST THE OTHER IN A COURT OR ARBITRATION. FURTHER, YOU AND MarketInOut EACH AGREE THAT EACH MAY BRING DISPUTES AGAINST THE OTHER ONLY IN THEIR CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

Miscellaneous. No waiver by us of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure by us to assert a right or provision under these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is invalid or unenforceable, the remaining provisions will continue in full effect. These Terms will be construed by and governed exclusively by the laws of the State of Washington, and King County, Washington, will be the place of jurisdiction for all disputes related to these Terms. Each party waives any objections to exercising jurisdiction over it by such courts and the venue in such courts. Even after your rights under these Terms are terminated, all provisions of these Terms, which should survive, will survive. These Terms (as amended from time to time) constitute the entire agreement between you and us regarding the Services and supersede any prior agreement or understanding, arrangements, undertaking, or proposal, written or oral, about the subject hereof.

Notices. Any legal notices should be sent to us at the following address:
MarketInOut Limited
306 Victoria House, Victoria, Mahe, Seychelles
info@marketmoni.com

Feedback, requests for technical support, and other communications relating to your use of the Services should be directed to support@marketmoni.com.

We may notify you at the e-mail address associated with your Account using the other contact information you may make available to us or as otherwise specified herein.